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American Express is hiring for a fresher entry level Analyst - Data Science & Strategy role in India



Position

  • Analyst - Data Science & Strategy

Company

  • American Express

Location

  • Gurugram, Haryana, India

Job Type

  • Full-Time

Job Mode

  • Hybrid

Job Requisition ID

  • 24022015

Years of Experience

  • Not specified (with as per JD, it is a fresher entry level role, 0-3 years)

Company Description

  • American Express, a globally recognized financial services corporation, provides diverse opportunities for employees to grow and thrive in their careers.
  • The organization prioritizes customer satisfaction and delivers unparalleled customer experiences with a commitment to integrity and inclusivity.
  • American Express promotes a culture of collaboration and leadership, recognizing employee contributions at all levels.
  • Known for innovation, the company ensures its workforce has access to programs and benefits that support personal and professional development.
  • With a vision to empower people and businesses, American Express aims to provide a fulfilling work environment that values diversity and fosters belonging.

Profile Overview

  • This role is part of the Global Risk and Compliance (GRC) division, specifically within the Risk Oversight organization.
  • The Analyst will work in the International Enterprise Risk Management Center of Excellence (CoE).
  • Responsibilities include identifying, aggregating, and escalating risks across proprietary business operations in international markets.
  • Key risk areas include Credit Risk, Operational Risk, Market Risk, Liquidity & Funding Risks, Conduct Risk, Reputational Risk, and Strategic Risk.
  • The role involves developing risk management policies, dashboards, and reporting tools while collaborating with international leadership teams.
  • The position offers opportunities to contribute to risk strategy formulation and reporting for international legal entities, ensuring adherence to established risk appetites.

Qualifications

Educational Background

  • Advanced degree in Business, Engineering, Economics, or related fields is preferred.

Technical Skills

  • Proficiency in tools and technologies such as SAS, SQL, Hive, Python, R, and BigQuery is highly desirable.
  • Strong analytical skills to measure and connect disparate risks effectively.

Regulatory Knowledge

  • Comprehensive understanding of banking regulations and industry standards.

Professional Experience

  • Solid business and risk acumen with an ability to maintain a balance between risk and reward.
  • Proven experience in managing multiple priorities in dynamic environments.

Leadership and Communication Skills

  • Strong interpersonal and relationship management capabilities to engage with diverse stakeholders.
  • Ability to confidently communicate risk observations and findings to colleagues and senior leaders.
  • Self-assured integrity to challenge and engage in critical discussions when needed.

Key Responsibilities

Risk Management and Oversight

  • Develop and implement risk tolerance limits and risk appetite metrics for major risk types.
  • Identify and analyze emerging risks in line with the organization's risk appetite framework.
  • Monitor the aggregate risk profile of international legal entities and initiate actions to ensure adherence to established limits.

Policy Development and Reporting

  • Support the formulation of risk management policies, practices, and control mechanisms.
  • Create dashboards and reporting tools for effective monitoring of key risks across geographies.
  • Provide regular updates to Legal Entity boards, International leadership, and Risk leadership teams.

Additional Information

Workplace Flexibility

  • Hybrid work model that balances on-site and remote work depending on business needs.

Employee Benefits

  • Competitive base salary packages and bonus incentives.
  • Comprehensive health coverage, including medical, dental, vision, life insurance, and disability benefits.
  • Paid parental leave and retirement support programs.
  • Free access to global wellness centers and confidential counseling services.

Learning and Development

  • Opportunities for career development through tailored training programs.
  • Collaborative and inclusive work environment promoting professional growth.

Commitment to Equality

  • American Express is an equal opportunity employer committed to a diverse and inclusive workforce.
  • Employment decisions are made without discrimination based on race, gender, disability, or other protected statuses.

Summary

This Analyst role within American Express offers a unique opportunity to engage in risk management and strategic oversight across international markets. With a focus on professional growth, diversity, and a commitment to employee well-being, this position is ideal for individuals passionate about risk analysis and strategic decision-making in a global environment.


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